Policymakers & Advocates

Public Service Loan Forgiveness

Policymakers & Advocates

Public Service Loan Forgiveness

Your Eligibility

Here are the basics to determine your eligibility for PSLF. If you have additional questions about your own eligibility for this program, download our infographic, take the quiz, or contact us at consumeradvocacy@asa.org.

Public Service Loan Forgiveness (PSLF) was created to encourage borrowers to go into public service or the nonprofit sector by forgiving their eligible federal student loan balance after making 120 eligible payments in no less than 10 years while working full time with an eligible employer.

Here are the three basic things you will need to do to determine your eligibility for PSLF.

  • Check to see if the federal loans you have are eligible for forgiveness
  • Check to see if you have made the correct number of payments
  • Check to see if your employment qualifies as a designated public service field

If you meet all these criteria, you can apply to have your loans forgiven.

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