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Story Archive


December 22, 2010

The Cost of Store Credit Cards
Whether you’re starting or wrapping up your holiday shopping, you’ve likely been offered a store credit card this month. A clerk has probably told you that you’ll receive a discount on your purchase just for signing up. The fact of the matter is you may not save anything at all—and you could actually wind up spending more.

December 17, 2010

Avoid Identity Theft This Holiday Season
Around the holidays, crowded stores create ideal circumstances for identity thieves to steal your financial and personal information. Take these steps to help avoid becoming an identity theft victim.

December 10, 2010

5 Tips to Control Your Spending This Holiday Season
With the holiday season comes a spirit of giving—but it’s important to ensure that your generosity won’t leave you broke for months to come. Now is the time to get your finances in order so you can avoid digging out from under your debt next year. Here are 5 tips to help keep your spending on track.



November 24, 2010

Selecting a College That Meets Your Needs
If you’re trying to decide which school is right for you, there are some important factors to consider before making your choice.

November 19, 2010

5 Facts About Your Student Loan Grace Period
A grace period is the amount of time you have before your first student loan payment is due. Here are 5 facts you should know about your grace period, including when it starts and ends and how long your grace period lasts.

November 12, 2010

Understanding Your Student Loan Details With the National Student Loan Data System
In the National Student Loan Data System (NSLDS), you can find all your federal student loan information—as well as some student loan terminology you may not be familiar with. Learn how to understand to different terms used to describe your loans.

November 05, 2010

Keep Tabs on Your Student Loans Online
The National Student Loan Data System (NSLDS) is the U.S. Department of Education’s (ED) central database for federal student aid records—and it is a great tool for managing your loans from application through repayment.



October 22, 2010

Scholarships are a great way to fund your education without loans. Learn more about scholarships and how they work.

October 15, 2010

Withdrawing From School
If you decide to withdraw from school, your student loans will be affected. Learn what to do if you plan to withdraw.

October 08, 2010

College Scholarship Search Profile
The College Scholarship Search Profile (CSS Profile) is similar to the FAFSA in that schools use it to determine a student’s eligibility for aid. Learn more about the CSS Profile.

October 01, 2010

Keeping Loans in Good Standing
Keeping your student loans in good standing is important. October can be a crucial time to check in with your loans. Learn some simple strategies for keeping your loans in good standing.



September 24, 2010

Checking on Your Loans
Checking on your student loan status is an important part of heading back to school.

September 17, 2010

The Add/Drop Period
Most schools have an add/drop period where students can add or drop a class without penalty. Learn how withdrawing from a class after the add/drop period can affect your student loans.

September 10, 2010

Getting and Using Student Loan Money
Once you sign on for student loans and get your money, you will be able to use it to cover your cost of attendance, which may include an allowance for some personal expenses. 

September 03, 2010

Check in With Your Student Loans
Checking in with your student loans is important. Learn more about where to find your loan information, what your funds can be used for, and how adding and dropping classes can affect your financial aid.



August 30, 2010

What to Bring to College
Starting life on your own can seem daunting, especially when you look at your shopping list! American Student Assistance® has put together the following list to help you prepare for college.

August 20, 2010

Master Promissory Note
The Master Promissory Note (MPN) is a legal agreement you will sign, stating that you will repay your student loans. Your MPN will also give you information about your loans.

August 06, 2010

10 Tips for College Students
College is an exciting time, but can also be overwhelming. Use our Top 10 Tips for College Students as a guide for staying physically, mentally, and financially healthy.

August 02, 2010

New Beginnings
College is an exciting time. Be sure to start off on the right foot financially. Find tools and options to help you, whether you’re just starting school or are entering repayment.



July 23, 2010

Summer Jobs and Budgeting
Using summer job money to offset the cost of your student loans can save you thousands of interest in the long run. Learn how to set your summer budget.

July 16, 2010

Car Ownership
Owning a car is often the first major purchase a person will make. Find information on buying and leasing a car.

July 14, 2010

July 1 Changes That Could Impact Federal Student Loan Borrowers
Several changes that could impact federal student loan borrowers went into effect July 1, 2010. Find more information on these changes.

July 12, 2010

Revisiting Your Budget
Even the most organized budget could do with a revisiting now and then. Find steps and strategies to get the most from your money.

July 06, 2010

Summer Budgeting
Summer budgeting is a good way to plan for major purchases and prepare for the future. Get budgeting tools and information.



June 25, 2010

Help Throughout Loan Repayment
American Student Assistance is here to help you throughout the life of the loan, no matter where you are in the repayment process.

June 14, 2010

What to Expect When American Student Assistance Calls
A counselor from American Student Assistance may need to speak to you regarding your federal student loans. Learn what to expect when you receive our call.

June 04, 2010

Who Is American Student Assistance?
American Student Assistance is a nonprofit organization committed to helping student loan borrowers successfully manage their education debt. Learn more about our organization.

June 01, 2010

HCERA Frequently Asked Questions
The passing of the Health Care and Education Reconciliation Act of 2010 (HCERA) means changes for federal student loans. Find out how this will impact you.



May 24, 2010

Cut College Costs
The price of a college education can seem overwhelming, but there are ways to lower the cost. Keep reading to learn more.

May 17, 2010

Preparing to Repay Your Student Loans
Preparing to repay your student loans may sound daunting, but it doesn't have to be. Take these steps to make loan repayment easier.

May 07, 2010

Federal Work-Study Program
The Federal Work-Study Program is a form of financial aid that allows you to work while you attend school. Learn more about the Federal Work-Study Program.

May 03, 2010

Preparing for the Future
Start preparing for the future by looking into summer work-study jobs, securing additional funding for school, and preparing for student loan repayment.



April 23, 2010

Opening a Checking Account
Financial Literacy Month is a great time to learn about checking accounts, writing checks, and online bill payment.

April 16, 2010

Financial Literacy Month: Award Packages and Student Loan Debt
It is important to understand how much debt you are taking on before you begin school. Learn about student loan debt and how to estimate your payments.

April 09, 2010

Financial Literacy Month: Changes for the Student Loan Industry
Starting July 1, 2010, all federal student loans will come directly from the U.S. Department of Education through the Direct Loan program (DL). This switch does not impact your current federal student loans or your ability to receive federal student loans—but it may change the way you receive loans and impact you in other ways.

April 01, 2010

Financial Literacy Month
April is national Financial Literacy Month. American Student Assistance® (ASA) is committed to helping you learn more about one financial literacy topic in particular—your federal student loans.



March 26, 2010

Financial Spring Cleaning: 5 Budgeting Myths
Don’t let misconceptions about budgeting stop you from taking charge of your finances. Budgeting can work for anyone. See how by finding the truth behind 5 budgeting myths.

March 19, 2010

Financial Spring Cleaning: Preparing to Leave School
If you're getting ready to leave college, checking NSLDS and preparing for your exit interview should be part of your financial spring cleaning.

March 12, 2010

Financial Spring Cleaning: Your Credit
When you focus on your financial spring cleaning, don't neglect your credit. Credit laws have recently changed so now is a good time to review those changes and get a copy of your credit report.

March 04, 2010

Financial Spring Cleaning
March is a great time to start financial spring cleaning. Get tips for budgeting, managing credit, and more.



February 26, 2010

Education Tax Credits
You may qualify for an education tax credit if you are currently enrolled in school.

February 25, 2010

Tax Refund Garnishment
The U.S. Department of Treasury can garnish your federal and state tax refunds if you have a defaulted student loans, without your permission. Learn what you can do.

February 18, 2010

Deducting Tuition and Fees on Your Taxes
If you qualify for the tuition and fees deduction, your income that's subject to tax can be reduced by up to $4,000.

February 12, 2010

Deducting Student Loan Interest
You may be able to deduct up to $2,500 for interest paid on your federal student loans.

February 04, 2010

Tax Deductions and Credits
Filling out tax forms can be difficult. Make things easier by knowing some basic terminology.



January 24, 2010

Take Charge of Your Finances
Whether you’re entering school, a current student, or already graduated, follow these 5 easy tips to help keep your money on track.