Extended Repayment Calculator

Extend your repayment time from 10 years to 25 years—and lower your monthly payments—with extended repayment.

Enter your loan information below to figure out your payments under this repayment schedule.

Please note, you need more than $30,000 in loans in either the Direct Loan (DL) program or the Federal Family Education Loan Program (FFELP) to qualify for extended repayment. DL and FFELP loans cannot be combined to reach the $30,000 minimum.

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