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Borrower Counseling Group
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Deferment Calculator
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If you are having financial trouble, you may be able to temporarily stop making loan payments—without penalty—by applying for a deferment.
During a deferment, unsubsidized loans and Grad PLUS loans continue accruing interest. Enter your loan information below to see how this interest could add up on your loans.
Resources
Ask American Student Assistance
National Student Loan Data System
Forms
Unemployment Deferment Request for FFELP
Economic Hardship Deferment Request for FFELP
Total and Permanent Disability Discharge Application
Teacher Loan Forgiveness Application
Frequently Asked Questions
Where Do I Send My Completed Deferment Form?
