Policymakers & Advocates

About the Center for Consumer Advocacy

Policymakers & Advocates

About the Center for Consumer Advocacy

Our Mission

The Center for Consumer Advocacy aims to use our experience, research, consumer insights, and public platform to be a compelling voice for students and families looking to succeed in college in a financially sound way.

Together, we strive to:

  1. Lower college costs and amounts borrowed
    • Increase public investment in higher education
    • Support college savings plans
    • Support Pell grant funding
    • Keep federal loan interest rates low
    • Focus on college completion efforts
    • Support better use of technology to change college models
  2. Help students understand the importance of picking a college that is the right financial fit
    • Provide college planning that includes both an academic and financial plan for success
    • Provide a full picture of the cost to degree– not just semester to semester
    • Improve policies for PLUS loans
  3. Provide focused attention on populations in need of additional support
    • First generation students
    • Veterans
    • Older Americans (Parent PLUS loans)
    • Borrowers with mental illness
    • Borrowers with permanent disabilities
  4. Support better financial education to understand the full cost of college and cost of debt
    • Provide financial education in college and in the years before
    • Improve entrance and exit counseling
  5. Ease the burden for current debt holders
    • Improve education debt counseling
    • Simplify loan repayment options
    • Allow for refinancing of high interest federal loans
    • Provide federal and state tax incentives for employer participation in loan repayment
    • Increase income driven repayment for PLUS borrowers
    • Increase school accountability for debt reduction by ensuring they have “skin-in-the-game”
    • Create flexible repayment options for private student loans
    • Support bankruptcy discharge for student loans
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