Delinquency Timeline
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Being unable to make student loan payments can be overwhelming. This is especially true if you don’t know the difference between being late by 1 day, 1 month, or even 1 year.
Estimate how making late payments or missing payments altogether could impact you by using this timeline.
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Calculation results are only estimates. Your eligibility, actual payment amounts, and timeline may vary depending on the type of federal loan you have. Also, private, institutional, and state loans may default more quickly than outlined above. Check your master promissory note (MPN) to find out your loan’s delinquency timeline. Contact your loan holder for more information.
Know Your Options
Student loan problems are serious, but American Student Assistance® (ASA) can help you solve them. If you are having trouble making your loan payments, call today to find out which repayment options are best for you.
How It Works
- Select your loan’s amount, interest rate, and days past due.
- Click “Calculate.”
- The “Estimated Amount” represents how much you would now owe overall, based on the 10-year standard repayment schedule.
- Find out the consequences of missing payments—and your options to get back on track—by clicking on the highlighted circle in the graph.
Unsure about your loan’s information? Just pick any values and click “Calculate” to navigate the timeline.
