Site Map

Education Professionals

    Solutions for Schools

        Private Sector Colleges and Universities

    Wellness Communication Initiatives

        Borrower Outreach

        Wellness Results

    Industry and Regulatory Resources

        ECASLA

        Higher Education Act

        The Common Manual

    Training and Professional Services

        Course Catalog

    College Access Professionals

        ASA in Massachusetts and the District of Columbia

        National Training for Counselors and Mentors

        Helping High School Students and Adult Learners

        Resources

    FFELP-Related Services

        Financial Aid Administrators

        FFELP Origination Deadlines for Schools

        ASA Direct for Schools

        Ask ASA Direct for Schools

        Lenders and Servicers

        FFELP Origination Deadlines for Lenders

        ASA Direct for Lenders and Servicers

        Ask ASA Direct for Lenders and Servicers

About Us

    Thinking About Tomorrow

    Awards and Recognition

    Careers

        Diversity

        Benefits

        Directions

        Job Opportunities

    Press

        Press Kit

        Press Releases

        Reports and Studies

        Fact Sheet

        Media Coverage

    Community Relations

    Contact Us

        Ask American Student Assistance

        Ask American Student Assistance Archive

Policymakers

    Bringing Value

    Positively Affecting Repayment

        Cohort Default Rates

        Reinsurance Trigger Rate

    American Student Assistance's Journey

    Tax Incentives to Employers

    Resources

        Student Loan Debt Statistics

Student Loan Basics

    Introduction to Financial Aid

        Types of Financial Aid

        Financial Aid Timeline

        Applying for Financial Aid

        Understanding Your Financial Aid Award

        Financial Aid Resources

    Understanding Student Loans

        Types of Student Loans

        ASA Direct

        Key Industry Players

        Loan Purchase Commitment Program

        Be a Wise Borrower

        Military Borrowers

        Overseas Students

        Medical and Legal Students

        Parents of Student Borrowers

        Financial Aid Resources

Successful Repayment

    Rights and Responsibilities

    Repayment Schedules and Options

        Standard Repayment

        Graduated Repayment

        Extended Repayment

        Income-Based Repayment

        Income-Sensitive Repayment

        Deferment and Forbearance

        Consolidation

        Loan Forgiveness

        Disaster Relief

    Ensuring Financial Wellness

        Budgeting

        Credit Management

        Borrower Tax Incentives

        Know What You Owe With NSLDS

    Calculators

        Standard Repayment Calculator

        Extended Repayment Calculator

        Graduated Repayment Calculator

        Income-Based Repayment Calculator

        Income-Sensitive Repayment Calculator

        Comparison Calculator

        Deferment Calculator

        Forbearance Calculator

    Tools

        Budget Calculator

        Debt/Salary Wizard

        Student Loan Repayment Checklist

        E-mail Payment Reminder

        Student Loan Survival Guide

Repayment Challenges

    Delinquency Consequences

    Delinquency Timeline

    Repayment Options

        Standard Repayment

        Graduated Repayment

        Extended Repayment

        Income-Based Repayment

        Income-Sensitive Repayment

        Consolidation

        Loan Discharge

        Loan Forgiveness

    Who Is Contacting Me?

    Deferment and Forbearance

        Types of Deferments

Managing Default

    ASA's Role in Your Loan

    Default Consequences

        Tax Refund Garnishment

    Recovering From Default

    Loan Dispute and Discharge

        Total and Permanent Disability

Home

    Privacy Policy

        Website Privacy Policy

        Customer Privacy Notice

    Terms of Use

Resource Center

    FAQ

    Forms

    Glossary

    Story Archive

        January

        February

        March

        April

        May

        June

        July