Overseas Students

Even if you study at a non-U.S. school, you can still take advantage of federal student loans.

Simplify your experience by applying early for financial aid. That way, you can ensure your aid is available before your tuition is due.

Remember, many non-U.S. schools are unfamiliar with the U.S. financial aid process—so allow extra time for your loan to be processed.

Financial Aid Process With a Non-U.S. School

First, contact your school’s overseas study office or financial aid office

  • Follow any special instructions the office gives you.
  • If you are not sure if your school is eligible for federal student aid, contact American Student Assistance® (ASA).
  • Then, fill out a Free Application for Federal Student Aid (FAFSA).
  • Find your school’s code on the FAFSA website. If your school’s code is not there, contact ASA®.
  • When completing the FAFSA, use your mailing address—and not an e-mail address—as your contact information.
  • The FAFSA will be used to generate your Student Aid Report (SAR). A SAR received by e-mail may not have all the information your school needs to determine your eligibility for aid.
  • Receive your SAR in the mail.
  • You may also call 800.4.FEDAID (in the United States and Canada) or 319.337.5665 to request your SAR.
  • Make a photocopy of your SAR for your records.

What Happens Next

  • You will need to complete a Master Promissory Note. Ask your school for specific instructions.
  • Your school will approve your loans if you are eligible.
  • Your school will notify you of your loan award. You will receive a Loan Disclosure Statement from ASA once your loan has been guaranteed.
  • If you have questions, contact ASA or your school’s financial aid or international office.
  • Be sure to gather local numbers for ASA and your servicer, as toll-free numbers will not work outside the United States.
  • Be sure to notify your federal student loan servicer of any updated contact information for you.

Am I Eligible?

You should be able to receive federal loan funds for your overseas education as long as:

  • You are a U.S. citizen or an eligible non-citizen.
  • Your educational institution is considered eligible by the U.S. Department of Education.