December 30, 2011
12 Days of Tips: Part III
These tips will help you get a handle on your holiday spending and protect your finances.
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12 Days of Tips: Part III
These tips will help you get a handle on your holiday spending and protect your finances.
12 Days of Tips: PART II
Throughout December, we will give you 12 tips that help you get a handle on your money while on break.
12 Days of Tips: PART I
Part I of 12 Days of Tips to help you handle your money while on winter break.
Make Your Job Work for You
Check out these 5 ways your new career can help you tackle your loan payments.
4 Steps to Stay on Top of Your Student Loans
These 4 steps can help you tackle your student loans and payments while you’re in school.
7 Ways to Avoid Student Loan Default
These 7 options can help you manage your federal student loans and avoid default when you can't afford to pay what you owe each month.
How to Save Big on Unsubsidized Stafford Loans
If you are currently in school and you have an unsubsidized Stafford loan, you can save some serious cash by putting your pocket change to work for you right now.
3 Tips for Managing Student Loans During Your Grace Period
If you graduated from college last spring, your student loans could still be in their grace periods. While your payments may not be due just yet, there are some things you can do right now to make sure repaying your loans goes smoothly.
3 Student Loan Tips for Transfer Students
If you changed schools this semester, do these 3 things today to ensure your loans still make the grade.
How to Track Your Financial Aid Disbursement
There are serious consequences if your financial aid funding is not disbursed properly—your school can even cancel your class schedule. Here’s how you can stay on top of the disbursement process and ensure that your school year starts off smoothly.
3 Things You Might Not Know About Your Student Loans
As a student loan borrower, you know that you are required to repay the money you borrowed. However, it can be hard to know every single detail of your student loans. That's why we’re here. Check out these 3 things every borrower should know.
Be Ready for Your First Student Loan Payment
When it comes to student loans, you only get one chance to make your first payment on time. Here’s how you can be prepared ahead of time to get your repayment started off on the right foot.
Prepare Your Loans for the School Year
Before the new school year begins, take some time to check on your student loans, learn as much as you can about your loan terms, and start to create a plan for how you’ll manage your repayment.
4 Financial Tips for New Graduates
Once you’re out of college, there are a whole new set of lessons to learn—and many revolve around managing money. Follow these 4 tips to avoid some common mistakes new grads make, and ensure you don’t learn your personal finance lessons the hard way.
3 Tips for Saving to Buy a Car Home or Other Big-Ticket Item
If you don’t plan ahead, spending thousands on a single item, a car or a home, can set you up for serious financial problems. Take the guess work out of planning by using these 3 tips as soon as you recognize that you have a major purchase coming up.
5 Student Budgeting Mistakes to Avoid
Overspending on things like food, entertainment, and transportation can certainly drain your bank account quickly. However, if you avoid these student budget mistakes, you may be able to protect your finances against long-term damage.
How to Budget for College Living Expenses
As a college student, it can be challenging to balance your large purchases like books and supplies with your regular monthly payments like utility bills and rent. That’s why it’s critical to create a budget and stick to it.
How to Recover From Student Loan Default
If you’ve fallen behind on your payments, you may be afraid that there’s nothing you can do to get back on track. That’s not the case. We can help you handle even the most complex education debt issues—even student loan default.
Managing Student Loans in the Real World
By learning how to balance the money you have with the amount you owe, you can manage your student loans and other finances successfully.
5 Tips for In-School Debt Management
If you’re currently in college, you’re probably focused on your studies and activities—not your education debt. However, you can do these 5 things now to make your repayment more manageable after you leave school.
Your Success Is Our Mission
At American Student Assistance® (ASA), we believe that all student loan borrowers deserve someone on their side. That’s why we made it our mission to assist you in managing every stage of your student loan process successfully.
Simplify Your Job Search
When you’re trying to land an interview for your dream job, it’s important to know where to look for available positions. Focus your options—and simplify your job search—with these resources.
Prepare to Ace Your Job Interview
At its core, a job interview is a conversation involving focused questions and answers about your work experience, skills, and expertise in a certain field. To ace your next interview, answer those questions in ways that will make you a more attractive candidate.
Put Your Résumé to Work
Whether you’re first entering the workforce or just ready for a change to increase your salary, your résumé needs to separate you from the crowd and highlight your skills. These tips will help put your résumé to work for you.
Student Loans and Your Salary
A college degree is clearly valuable—but be aware of how much getting one will cost you in student loans. The average student now graduates with more than $23,000 in education debt. If you’re borrowing to pay for college, be sure you understand your starting salary after graduation—it will play a significant role in how you repay your loans.
Understanding the FAFSA Verification Process
Verification is a part of the student loan application process that can confuse borrowers. This secondary procedure confirms certain information you provided on your Free Application for Federal Student Aid (FAFSA).
Create Your Student Loan Repayment Strategy in 3 Steps
Setting financial goals is important, but achieving them may seem difficult when you are managing education debt. By getting organized and understanding your options, you can build a student loan repayment strategy that fits your life—in just 3 steps.
Tips for Selecting a Bank
Doing a bit of research before opening a bank account can make all the difference between satisfaction and absolute frustration. It’s also a great opportunity to exercise your financial literacy skills and learn more about your own financial preferences. Consider these items when you’re choosing your new bank.
Save Money by Living Within Your Means
When you're a student, it can become easy to live on loans or credit cards. However, it’s important to remember that you will have to pay back the debt you incur, plus accumulating interest and possibly fees. These tips will help you manage your finances today, so you won’t be buried in debt for years to come.
Take Control of Your Interest Rates
In general, the longer you take to repay your student loans, the more you’ll wind up paying in interest over the lives of those loans. Some repayment options extend your repayment over a longer period of time—which can increase the total amount you will pay in interest.
Learn the Vocabulary of Student Loans
Whether you’re applying for financial aid for the first time or repaying your loans, understanding some key terminology can help make the entire process easier.
Choosing a College You Can Afford
To determine whether you can afford a particular school, think about how much you will need to borrow to go there—and how much those loans will end up costing you in the long run. Then, look at how much you will be likely to earn after graduation.
Get Help Understanding Your Student Loans
We know how tough it can be to understand student loans—whether you’re applying for them or repaying them. Let us help you get up to speed with our free online training series, From Application Through Repayment.
Required Forms for Tax Benefits
You may be able to increase your income tax refund with credits or deductions if you’re in school or repaying student loans—but which forms do you need to claim your benefits?
Tax Information and the FAFSA
Tax-related issues cause some of the most widespread mistakes people make on their FAFSAs. Errors can significantly slow down your financial aid process. Keep these tips in mind to avoid some common slip-ups that lead to processing delays.
Tax Glossary for Students and Borrowers
If you are in school or repaying student loans, understanding just a few simple terms can help take some of the stress out of tax season. You may even be able to maximize the amount of money you get back from the Internal Revenue Service (IRS).
Take Advantage of Tax Benefits
If you’re repaying student loans or you’re currently in school, you may qualify to increase your income tax refund with deductions and credits this year. Our website provides some easy-to-understand explanations of these tax benefits.
Check Your Credit Report
Your credit report is a great resource to find out where your finances stand. It includes a wealth of information about your personal finances, including details on any federal and private student loans you may have.
Combine Scholarships and Savings to Reduce Your Debt
While scholarships can help offset your college costs and allow you to borrow less in student loans, they won’t cover everything. You can control your finances and save more money for college by creating a budget you can stick to.
How Much Have You Borrowed?
Even if you have not been on top your loans in the past, why not start the year knowing where you stand? It’s simple when you use the right resources.
5 Student Loan Tips for 2011
The new year is the perfect time to evaluate your finances and develop new habits to manage your money. Here are 5 tips to help you make 2011 the year you take control of your student loans.