Ask American Student Assistance Archive

Applying for Financial Aid Questions

Can I Defer My Loans?

How High Does My Credit Score Have to Be to Borrow Federal Loans?

Too Early for Financial Aid Application?

What Should I Do if I Miss the FAFSA Deadline?

Can I Use Loan Money for Living Expenses?

When Does the Money Come?

Do I Need to Include Parents' Information on the FAFSA?

Should I Pay for Financial Aid Assistance?

Does Being a Self-Employed Parent Affect Child's Loan Eligibility?

Do I Need to Include a Stepparent's Income on the FAFSA?

Is There Financial Aid for Young Parents?


FFELP-Related Questions

Getting Student Loans

Can I Consolidate While in Graduate School?

Can I Consolidate Undergraduate and Graduate Loans Together?

Changing Loan Holders

How Do I Apply for a Loan?

How Do I Get Out of Default?

Can I Change My Payment to a Percentage of My Income?

How Do I Acquire Future Aid?

What Is the Difference Between Federal and Private Loans?


Loan Consolidation Questions

Can I Change My Consolidation Interest Rate?

What Are the Pros and Cons of Consolidation?

What Is Loan Consolidation?


Loan Repayment Questions

What Can I Do Regarding Defaulted Student Loans?

What Can I Do to Postpone My Loan Payments?

Where Do I Send My Completed Deferment Form?

Deferring PLUS Loans

Economic Deferment

Can I Postpone Repayment Until Graduate School?

What Can I Do if My Loan Payment Is Too High?

Lower Interest Rate for On-Time Payments

Is There Stafford Teacher Loan Forgiveness?

How Do I Pay My Loan in Full?

What's the Difference Between a Hardship Deferment and Forbearance?

Returning to School

Unsubsidized Loans

Mailing Payment

How Do I Find My NSLDS PIN?

Am I Eligible for Income-Based Repayment?


Miscellaneous/Other Questions

How Do I Acquire Future Aid?

Do Loans Affect My Credit?

Can I Discharge My Loans Because of My Disability?

Foster Youth

Teaching in an Impoverished Area

Changing Interest Rates

Loan Cancellation

Is Loan Forgiveness Available for Social Workers?

How Do I Handle My Child's Loans if He or She Is on Active Duty?

Parent Paying Loan

Parents' Responsibility to Students

How Can I Pay for School Without Loans?

Paying Loan Interest

Am I Eligible for an Unpaid Refund Discharge?

Can I Get Loans to Study Abroad?

Teacher Certification

What Can I Do if My School Closed?

Public Service Loan Forgiveness

Borrowing Money for Summer School

Can I Defer My Loans While I Get a Ph.D.?

Can I Buy a Computer With My Loan Money?


School Leave Questions

Charged for Attendance While Absent

Short Leave From School


Tax Concerns Questions

Why Have My Taxes Been Garnished?

Can I Deduct My Student Loans on My Taxes?